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Personal Finance and Forex Share tips of the trade or ask questions regarding the best way to manage your personal accounts and savings. Where should you have your funds allocated in terms of liquidity, dollar leverage (against inflation) and retirement planning.

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Old 09-09-2008, 05:21 PM
Rosita Rosita is offline
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Join Date: Sep 2008
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Personal Finance for twenty-somethings?

Where can I find info on getting the best for my money, if everywhere I look its about 1) getting out of debt or 2) planning your retirement if you're already 50?
I'm 24. I've read Suze's books cover to cover. I'm out of debt. I have my budget down packed. I have a Roth. Now What? All the sites I visit... and none of them are aimed at me! I have my emergency fund. And my ONLY debt would be a mortgage that I"m coming into in the next month. what else can I do to secure myself a stable financial future? Where can I look? ... And I don't want to hire a Financial Adviser. I've gotten this far on my own, I don't need to hand my money over to someone else at this point.
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Old 09-09-2008, 05:21 PM
Aquaphe5 Aquaphe5 is offline
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Congrats on making it this far.
Your way ahead of the game.
... AND you've done it on your own.


I'd recommend now making that money work for you, since you've worked hard for that money. Start investing with your own personal money. Start looking at Real-Estate, as well as other places to invest (Bonds, stocks, etc.)

It's great way to progress to build that ideal secure stable future.

If your job offers a 401K you might wanna max that out too and typically there are benefits... You can in addition max out a Roth 401K.
More or Less, just some strategies to continue to prepare for your future.

It's also a great pool if you wish to start investing in Real - Estate. Timing couldn't be better. Feel free to take advantage of your surroundings.

Hope these suggestions provide a little insight or feedback in whatever path you choose.
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