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| Personal Finance and Forex Share tips of the trade or ask questions regarding the best way to manage your personal accounts and savings. Where should you have your funds allocated in terms of liquidity, dollar leverage (against inflation) and retirement planning. |
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11-12-2007, 08:32 PM
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401k? 401b? retirement plan?
I am 35 years old. I have no money saved for retirement. I work for a hospital and they do not match with their retirement plan. What do I need to do in order to prepare myself for retirement? I have no clue on what I should do with my money and where I should do it at. How can I guarantee that I can be financially comfortable when I retire? Any info would help because I am totally clueless with this subject and I feel like I would be stupid to ask somebody. I don't even know the difference between a 401k, IRA, etc. Would a financial planner be worth it? Where would I find one? I live in a large city.
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11-12-2007, 08:45 PM
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Its good you are concerned and you shouldn't be embarrassed to be "totally clueless." A LOT of people are!
Here are two excellent books everyone should read: "Personal Finance For Dummies" and "Investing For Dummies." They will get you started in the right direction.
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