Is auto financing possible for me?

[Advicegirl]

I need a new car bad. I have picked out a number of used cars under $13,000. Most are in the $10,000-$12,000 range. My credit score is the same on all reports, 570. I had one charge off ($900) in 2003, about 4-30day lates and 1-60 day late all more than 6 months ago, and a collection account (recent) that has been paid. I tried disputing the collection ($50) because I thought my parents had paid the medical bill, but I immediately paid it when I saw it on my report.

I know I'll prob. have to deal with a high interest rate, which is fine until I can refinance. I make about $1000 a month but with my student loans it would be $2500 a month. I do not have any bills accept for my 4 cc's which would add up to about $150 a month. I also have a $1500 down-pmt and all of my cc's are pretty much to the limit.

My main questions are will financing be possible for me, and does anyone know who I should look into financing with. I have a capital one cc. Should I go to an E-Loan site or what?

[Barcadcadacada]

Student loans are LOANS, they are not income. You pay them back. If you already owe four CC's, why are you spending that much on a car. You don't have the income to support 4 cc's AND a 12K car loan. Pay the cc's off, straighten up your credit and then buy a car. Until then get something cheap to get by on. With your credit rating you wont get a decent rate, and you will only be financed by the sleazy "we'll fianace anyone" companies.