is there any research on mortgage finance and other housing finance methods?

[orusthelma]

i want to compare whether it is cheaper to go for mortgage loan in buying or building a house or whether other methods such as building, buying and renting from own savings is cheaper.

[happy ? girl]

It would be better to get a low interest rate loan that does not fluctuate in interest. This will help you to stay out of foreclosure Good luck

[Quicken Loans]

Well, the cheapest thing is to pay cash. No interest will be paid on that. )

Next is a mortgage for an existing home. There's lots of different options with regards to loan programs, rates, costs, etc. You would need to speak with a respected and experienced lender to find out what you qualify for.

After that is building a home. What happens is you would likely get a construction loan - they're a little bit hard to find and the rates/costs are a bit higher than conventional loans. However, a construction loan is only for a portion of time. After the home is completed, you would refinance to a conventional mortgage.

So, that's how it goes with regards to financing. I think that is what you're asking and I hope it helps. If not, feel free to contact me directly - I'd be more than happy to chat.