Do you think it's worth buying a house on mortgage or living on rent all your life?

[carpe_diem]

Is paying mortgage more stressful? Is it really worth it earning for mortgage? What are your opinions?

[staymay]

Mortgage for so many reasons.

[Phoenix Rising]

I'd rather pay a mortgage than throw money away by paying rent for the rest of my life! A house is a major responsibility, and you have to make sure your financial status is sufficient enough so you can handle mortgage, higher utility bills (electric, gas, water), property taxes, minor/major repairs and upkeep, insurance, etc. One can get "spoiled" by living in an apartment because usually management handles issues such as plumbing and appliance repair, as well as general upkeep of the property. Once you buy a house, the responsibility of all this is yours and yours alone. Plumbing problems alone can be very costly to fix, and let's not even talk about electrical issues. I have never owned a house of my own, but I did live with my ex-boyfriend in his house, and I cannot even tell you how much money he spent on almost a quarterly basis repairing one thing or another! I'm just not ready for all of that yet!

[yogeshwargarg]

An old saying goes "fools construct houses and wise people live in them." I believe the adage is correct.

[GRUMPY]

Mortage. When you rent the place is NOT yours.As such you have to put up with noisy neighbor tenants and or any other problems that may arise. As a home owner the place is yours. So you can paint it, remodel it, Play your music at a higher level if you want. You can do all so many more things when you own rather than rent.

[Katie]

owning a house is better because it's an investment when you sell the house you make a profit when you rent your just paying for someone else's mortgage

[Kara loves life!]

I guess buying is best but the thing is if something breaks like the A/C or something you have to pay to have it fixed urself instead of calling the maintenance man and getting it fixed for free

[Laila T]

Getting a mortgage is stressful but in the end it is your own property in the end! Renting is just throwing your money away in the long run!

[wp0218]

I think it's defintely worth buying either a house or an apartment. You get to build up equity and wealth. If you buy a house it's always a good idea to have a home inspector so you know before you actually buy what you're getting yourself into. If you feel a house would be too big of a responsibility you can always buy a condo or co-op apartment and just pay a monthly maintenance fee along with your mortgage. That way you don't have to worry about fixing things, your monthly maintenance generally covers that

[Andrew]

I'm not so sure yet, I'm young yay me! lmao