Can I get a mortgage for the value of a house I am buying, and keep

[Kerry C]

extra money for renovation work? The house value is £90k and I have 10% deposit but I wanted to keep some money to renovate it. Could I ask for a 90k mortgage and still put in 10% so that I have money for the works?
I have already been offered a mortgage of up to £122k so I don't need to worry about actually getting the offer.

[angel_23]

It would be a good idea to speak to a mortgage advisor and they can also get you good deals on mortgages easier than you might be able to. You can do a 5% deposit still (I have recently), but then you have to pay a higher lending charge, just speak to someone and see what they say.

[Knownow't]

You could, but doubtful in this day and age with the credit crunch...you could at one time borrow 100% and in some cases 110% but those days seem long gone now....just see what the min deposit is you can get....but I bet it will be at least 10%

[Sami V]

Not in the present mortgage market scenario!