my dad owes money on credit cards and house mortgages? will this debt be

[AUacctmajor4]

passed on to me? these number are estimates so use them in a hypothetical sence to answer my question......my dad owns a house on land valued at roughly 100,000...he has 2 mortgages on the house and land wich i dont know how far off there payed also he owes 20 thousand on credit cards and only has 50000 in retirement, no other saving or anything and i think his life insurance is like 30000 or something....i am the benificiary to all his assets if he passes away but what if he owes more than insurance and the land and retiremnt will cover if he dies, will his debt pass on to me? will i be responsible for paying it off? my parents are divorced so my mom doesnt come into the picture

[Dont_taze_me_bro]

absolutely