I have some bills I need to pay and a piece of property with equity, is it better to

[p p]

sell or get a loan? I have several bills I need to pay expecially with the economy the way it is and have recently had my income cut in half. I do have a piece of property that is farm ground that we do not use except to rent to another farmer. Would it be better to sell the property, and pay the bills or take a loan against the property and let the rent we get pay for at least half of the payment? I know this is a pretty simple question for what could be a complex problem, but I was just wanting a second opinion. I probably should also mention that my credit is horrible right now since I was unemployed for 2 years and am still trying to catch up on payments of the bills I want to pay off.

[golferwhoworks]

with bad credit you will have to sell the land. In the mortgage industry you may not get a loan
Mortgage banker here